As your local factoring company, we are dedicated to providing Knoxville and Tennessee construction businesses with tailored invoice factoring solutions to bridge cash flow gaps efficiently.

Factoring company in Knoxville Tennessee

How CapitalPlus’ Factoring Works

In most cases, invoice factoring can be a quick and painless process.

The invoice factoring process:

  1. Sign up to be a CapitalPlus client.
  2. Sell your invoices to CapitalPlus.
  3. Receive your advance in as little as 48 hours.
  4. After the invoices are paid in full, CapitalPlus will send you the remaining balance, minus a factoring fee.

Factoring really can be that simple!

Get started today. Give us a call at (865) 670-2345 or schedule a call with our Knoxville team:

Tennessee Theater in Knoxville TN
The foreman and financing company reaching agreement about that construction materials that are needing to be financed

Knoxville’s Construction Factoring Company

Construction is our passion so it’s all we do.

Unlike other factoring companies in Knoxville and all of Tennessee that offer funding options to many industries – we ONLY work with commercial construction contractors and subcontractors.

We understand how the country would grind to a halt without construction. That’s why we have the mission: “We keep you building.

  • We offer financing solutions when a bank’s commercial construction loans are not an option.
  • We know the exact business challenges you are facing. As a result, we are better able to offer funding that is the best fit possible… no generic, one-size-fits-all solutions.
  • If our factoring options are not a perfect fit, we always try to get you in contact with another factoring company that you can trust.
  • Our large, repeat client base demonstrates the positive results of our one-on-one service. You can rest assured, you’re in experienced hands.

Serving Only Construction-related Trades

Unlike generic funding programs, CapitalPlus Financial Services has extensive experience across Knoxville and Tennessee, supporting trades from asphalt to underground utilities with our invoice factoring and material purchasing solutions. Our options help you make payroll, pay suppliers and subcontractors, and purchase raw materials.

A few of the construction trades we have helped in Knoxville and across the country:

  • Asphalt
  • Concrete
  • Demolition
  • Directional Drilling
  • Electrical
  • Excavation and Hauling
  • HVAC
  • Interior Finish
  • Paving
  • Painting
  • Plumbing
  • High Voltage & Low Voltage Contractors
  • Rebar
  • Roofing
  • Structural Steel
  • Underground Utilities

If you are looking for a factoring company in Knoxville, give us a call at (865) 670-2345 or schedule a call.


Heidi from CapitalPlus Factoring Company - Knoxville Office

How We Help Construction Businesses in Knoxville TN

Are your clients hurting your construction business because they take forever days to pay their invoices? We can help. We can quickly offer you bank loan alternatives that provide you with cash so you can keep doing what you do best… building.

Of all the innovative ways CapitalPlus can financially support you, here are the most popular options for construction businesses like yours:

Invoice factoring icon

Invoice Factoring

We purchase your invoices and send you money.

Construction Materials Purchased by CapitalPlus in Knoxville TN

Material Financing

We will purchase and deliver your projects’ materials to your job site.

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Government Contract Factoring

We offer factoring on your slow-paying government contacts.


Work with CapitalPlus as a Referral Partner

Why work with a local factoring company in Knoxville?

As Knoxville’s only construction-specific factoring company (probably Tennessee’s only), CapitalPlus has specialized in offering custom invoice factoring solutions to the construction industry since 1998, ensuring your projects keep moving forward.

National Reputation, Local Service

  • Speed of decisions: Our funding decision-makers are in-house, not somewhere across the country where they don’t understand this area’s challenges. This knowledge can be valuable in assessing the financial risks and opportunities associated with your projects, leading to more informed funding decisions.
  • Personalized service and attention: Compared to a large bank where you are simply “a number” we provide a more personalized and hands-on approach. With a local company like CapitalPlus, you’ll have direct access to decision-makers and experienced professionals who understand the unique needs and requirements of construction businesses in Knoxville, East Tennessee, and the South. This personal attention can result in better communication, quicker response times, and tailored financial solutions to meet your specific funding needs.
  • Stronger local network and relationships: Because we have been factoring in Knoxville for 25+ years, we have established many connections and relationships with local businesses, contractors, and suppliers. These relationships can be valuable for your business, as they may translate into introductions with potential clients, subcontractors, or strategic partners. Our local network might offer additional business opportunities and help you establish a strong presence in the Knoxville construction industry.
  • Flexibility in funding options: National factoring companies may have standardized funding programs that may not be as flexible or adaptable to the unique requirements of your business. Working with a factoring company based in Knoxville means more flexibility in structuring funding solutions tailored to your specific business’s needs, project size, and cash flow cycles. We take into account variations in billing practices, retainage, or milestone-based payments that are common in construction.
  • A better understanding of local regulations and legalities: Your projects are subject to various local regulations, permits, and legal considerations that may differ from other parts of the country. A Knoxville-based factoring company like CapitalPlus Financial Services will have a better understanding of these local requirements, compliance, and legal. Our familiarity with local laws and regulations can help ensure smoother financial transactions and mitigate potential risks or complications related to regulatory compliance.

Start working with Knoxville’s Construction Factoring Company by giving us a call at (865) 670-2345 or schedule a call with our team:

bridge outside Knoxville in East Tennessee
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How can CapitalPlus help you?

*Your privacy is our highest priority. Any information you share will be kept confidential. No personal or business information will be shared with a third party without your express consent.

We are only able to fund construction companies located in the United States.


Knoxville World's Fair park bridge

Knoxville Tennessee… A Proud Construction Leader

Knoxville and the East Tennessee area have emerged as a significant hub for the construction industry in recent years. Some reasons why this area is considered a thriving center for our industry are:

  • Infrastructure Development: Over the past few years, Knoxville has increased its commitment to quality infrastructure, including roadways, bridges, and utility projects. The city’s growing population, expanding business sector, and growing enrollment of the many universities have spurred the need for improvements, creating a strong demand for construction companies and skilled labor. 
  • Proximity to Major Markets: Knoxville’s strategic location puts it within a day’s drive of major cities like Atlanta, Nashville, Charlotte, and Cincinnati. This accessibility to key markets enhances the city’s appeal as a hub for construction activities, making it an attractive base for construction companies looking to serve a wide geographical area.
  • Presence of Major Construction Firms: Several prominent construction firms have chosen East Tennessee as the location of their headquarters or regional offices. These companies bring expertise, resources, and industry knowledge to Knoxville, contributing to the growth and development of the local construction sector.
  • Vibrant Residential and Commercial Real Estate Market: Knox County has witnessed a surge in residential and commercial real estate development in the past few years. The city’s affordable cost of living, strong job market, and quality of life have attracted businesses and individuals alike. This has led to increased construction activity, including the construction of housing complexes, office buildings, retail centers, and mixed-use developments.
  • Academic Institutions and Workforce Development: Knoxville boasts prominent academic institutions, the University of Tennessee for example, that offer study in engineering, architecture, and construction management. These institutions contribute to a steady pipeline of skilled graduates entering the construction industry, ensuring a well-trained workforce. Moreover, the city has invested in vocational training programs and apprenticeship initiatives to further support the construction sector. 
  • Active Construction Industry Associations: Knoxville is home to various construction industry associations and trade organizations that foster collaboration, knowledge sharing, and networking opportunities. These associations provide a platform for professionals in the construction sector to connect, exchange ideas, and stay up-to-date with the latest industry trends, further enhancing Knoxville’s reputation as a construction hub.
  • Public and Private Investments: Significant public and private investments in various sectors, including healthcare, education, entertainment, and tourism are happening all over Knox and the surrounding counties. These investments generate demand for construction. Examples range from the building of hospitals and schools to the development of entertainment venues and tourist attractions.

Knoxville stands out as a central hub for the construction industry, thanks to a combination of key elements. The city’s robust infrastructure development, advantageous geographical location, construction associations, and a workforce with specialized skills all play a significant role in making it an appealing location for construction and professionals eager to leverage construction prospects.


Let Us Help You Continue Building

Our Knoxville team wants to answer all your questions about factoring or other financial solutions – contact us today.