Material Financing for
Contractors & Subcontractors

Take control of your cash flow, and open up opportunities by having CapitalPlus purchase your projects’ materials for you. Give us a call: 865-670-2345

How Does Material Financing Work?

You need construction materials but prefer not to pay the full cost upfront. No worries, CapitalPlus is here to help. We can make your raw materials purchases for you and have them delivered to your job site. This allows you to retain your funds for other expenses and start work earlier.

We offer extended repayment conditions – our payment comes once your work is finished. It’s quick and affordable.

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Get a Quote Today!

We would love to show you how financing your construction materials can unlock your business.

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Who Does Material Financing Benefit?

Material financing helps owners, general contractors, subcontractors, and suppliers in all construction industry trades. Our flexible approach also means we purchase materials for companies in all stages of the business lifecycle, from startup companies with limited or spotty credit history to long-established companies.

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How Does Material Financing Help Subcontractors Specifically?

Subcontractors are often required to provide materials and perform work while only being able to invoice once a month. They must then wait for payment from the General Contractor or Owner. Suppliers, on the other hand, often want payment immediately or within days of placing the order which creates a cash flow/working capital gap in the company’s finances. CapitalPlus creates a “financial bridge” for these gaps while also ensuring suppliers are paid within their terms.

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What Construction Materials Does CapitalPlus Purchase?

We can purchase most if not all your required construction materials – from raw materials such as lumber, steel, and concrete, to features such as windows, doors, and lighting, and even full systems such as plumbing, electrical, and HVAC.

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How Materials Financing Works

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You submit your materials quote to CapitalPlus.

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You complete the job.

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You pay back CapitalPlus.

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CapitalPlus purchases the materials and has them shipped to the job site.

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You receive payment from your client.

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You submit your materials quote to CapitalPlus.

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CapitalPlus purchases the materials and has them shipped to the job site.

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You complete the job.

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You receive payment from your client.

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You pay back CapitalPlus.

Benefits to Contractors by Working with
CapitalPlus:

You can order materials earlier to minimize lead time, with no logistics disruption.

We help you close cash flow or working capital gaps.

You will receive extended payment terms vs up-front payment from suppliers.

Material Financing frees up working capital — take on larger jobs.

Our fees are transparent — there is no "nickel and diming" or hidden charges.

We have in-house underwriting for quick decision-making.

There are no monthly minimums.

We work with bonded projects.

Don't Wait to Get Your Materials

Our experienced financial and construction industry experts are happy to answer all your materials financing questions – call 865-670-2345 today.

Let's Talk

Industry Affiliations

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