Government Contract

Contractors can leverage their government receivables turning them into immediate cash.

When contractors work with the government, there’s often a long time between invoicing and receipt of payments.  By selling your government invoices and receivables to CapitalPlus, you can meet your upcoming payroll, operating costs, and unforeseen expenses.  It’s a funding solution that provides you the cash you need today thus allowing you to focus on your day-to-day operations.

Block Image

Expertise Every Step of the Way

We know working with the government isn’t always easy. CapitalPlus is registered and active with the U.S. Federal Government Systems Award Management (SAM) and has the expertise to negotiate the Assignment of Claims Act. This federal law specifies the procedures for assigning financial rights to invoices of government contractors. We have construction specialists who understand government contract cash flow problems and can work with you to complete your job without worrying about payroll or other accounts payable.

Block Image

What is Government Financing?

Government financing involves selling your unpaid invoices at a discount.  CapitalPlus Construction Services purchases those invoices, pays subcontractors and suppliers related to that invoice and advances an agreed upon percentage of the face value of your invoice.   Upon receipt of payment from your debtor, CapitalPlus will send you the balance of the invoice, less our  fees.  In the meantime, you have benefited from the initial advance to use as you see fit.

Block Image

Benefits of Financing with

We work with certified WBE, MBE and DBE companies providing cash flow support on Government contracts.

We work with startup companies who have limited or no credit history.

Long-term contracts are not mandatory.

Receivables Financing from $50,000 - $10 million.

We are a direct funding source with decision makers on site.

No monthly minimums and no penalties when spot factoring.

We can give you cash today for your invoices.

We offer in-house underwriting for quick decision-making.

We provide funding when others won’t, such as funding bonded projects, purchasing Pay When Paid contracts, Progress Billing, or when in a distressed situation.

We work with other lenders (e.g., banks, PO and ABL lenders) for refinancing and restructuring of facilities.

We Keep You Building

Our experienced financial and construction industry experts are happy to answer all your questions – call today.

Contact Us Now

Keep all your projects
moving forward

You focus on building, we will focus on providing the cash flow you need.

Our construction financing solutions and services allow you to focus your time and money on building and growing your business without worrying about working capital or back office functions. We give you steady access to cash flow to help you grow – for operating costs, new or large contract needs, acquisitions, and more.

Asked Questions

If you are new to factoring or CapitalPlus Construction Services we hope that these FAQs will give you the information you need to make the right decision for your company’s working capital and bookkeeping needs.

Construction Factoring Services Overview

Receivable Financing is selling the right to payment to receivables or invoices to a factor at a small discounted rate from face value so that you do not have to wait the normal 45-60 days for payment. Receivable Financing is also referred to as factoring. Over a billion dollars are provided to businesses each year through receivable financing and it is a financial service used by a wide range of companies, from multi-million-dollar corporations to small privately held companies.

When we purchase an invoice, we do so at a discount rate. Or put another way, we advance you a percentage of the face value of the invoice. This advance varies based on the situation, the needs of our client, and is subject to an overall risk assessment.

It provides an immediate source of cash flow for your company which you can use to take on more or larger projects, for working capital, to meet payroll, pay taxes, replenish inventory, increase advertising, purchase equipment, improve your credit rating, and so much more. Most importantly you can use this cash to keep building

You provide CapitalPlus with the original invoice and purchase order or contract, and we advance you a percentage of the amount that will be paid to you by your customer. The percentage that is not included in the advance is held in what we call the reserves. When CapitalPlus collects the total amount due on these invoices from your customers and refunds we send you the reserve balance to you less our fee.

The established fee is a percentage of the purchase amount and the length of time it takes to collect. The established fee is driven by the risk of each purchase, the pay term and the volume of factoring.

When we purchase an invoice, we will typically advance a portion of the invoice. The rest is held in a reserve. When we receive payment from your customer the reserve becomes real money and is wired back to you less our fee.

It is your choice how frequently you provide invoices for purchase. Just like buying in bulk at your favorite grocery store, you can receive a discount for committing to a higher volume of invoices. When you reach out for the first time, you will be assigned an Executive Account Representative. Tell your representative what your needs are and we will help you understand how you get the most out of factoring for the best price.

No. The name on the check remains that of our customer (yours). You will be required to change the remittance address that sends the check to our lock box.

No. Most contracts specifically define how your invoices should be prepared and when they should be submitted. We have contract experts on staff and can help you understand the requirements and help you comply with invoice formats and other issues.



Certificate Logo
Certificate Logo
Certificate Logo
Certificate Logo
Certificate Logo
Certificate Logo
Certificate Logo