Contract Factoring — adding savings to factoring's benefits
Tired of waiting for delayed project payments and how they strain your cash flow? Slow-paying clients keep you from taking on business changing projects and paying bills. CapitalPlus’ Contract Factoring could be your solution. Your subcontractors and suppliers can be confident they’ll receive payment on time, and your business will get the cash flow influx you need to keep building.
What is Contract Factoring in the Construction Industry?
Imagine the power of invoice factoring taken to the next level. When you agree to factor all of your project’s invoices in advance, it just makes sense that you will be rewarded with lower fees and faster fundings… and financial peace of mind.
Contract factoring is flexible and ideal for construction companies that deal with staggered project payments. This form of factoring adapts to your irregular payment cycles, making it a great fit for contractors juggling multiple clients and projects.
Yes, there is a bit more prep work involved in the setup, but the benefits are worth it. Call 865-670-2345 or schedule a callback to learn how much you can benefit from contract factoring.

How Does Contract Factoring Work?
Of all the forms of funding available to the construction industry, financing your commercial contracts using factoring can be one of the simplest and quickest.
The process begins with a quick phone call to a contract factoring company like CapitalPlus. After completing the client onboarding paperwork and committing to a long-term contract, CapitalPlus will buy all the unpaid invoices. You will quickly receive a percentage of the total’s face value, typically 80%. After completing a project and we receive client payment, we will subtract any fees and send you the remainder. And as other projects are completed and paid, you will continually receive payments.
Stop waiting to get paid!
Call 865-670-2345 or schedule a call to learn the details of the system.

Is Contract Factoring Right for Your Construction Company?
Unlike traditional lines-of-credit or MCAs, factoring can be a great option for construction businesses in many situations. Factoring in bulk can be ideal if you have:
- limited or less that perfect credit — you client’s credit history is the primary determining factor in the approval process.
- cash flow challenges — juggling outgoing payments while waiting on accounts receivables can difficult.
- limited funding options — you’ve been turned down for bank or SBA loans.
- work in construction — our factoring has been fine-tuned to best support contractors and subcontractors working with commercial clients.
- stifled company growth — having access work working capital means you can bid on and take on larger projects. that your competitors can’t.
- limited back-office employees — contract factoring simplifies the accounting process compared to working large numbers of individual receivables. Plus, CapitalPlus adds back office support like lien compliance.
Let’s talk about how contract factoring your invoices would work. Request a meeting or give us a call: 865-670-2345


How can you use the factoring payments?
When you decide to take advantage of the contract factoring payments from CapitalPlus, you can use the money where you need it:
- pay office expenses
- increase your workforce
- pay subcontractors
- buy equipment
- purchase supplies and project materials
- pay taxes
- and more!
You decide… it’s your money!

Why Should CapitalPlus be First on Your List of Contract Factoring Companies?
More than 25 years ago we started supplying the construction industry with working capital through factoring. During that time we have helped thousands of business owners, their families, and employees. Our team has been carefully picked to know both construction AND finance. All this means you can trust that we will only suggest services that benefit you. And being in-house, your paperwork and approval is always expedited — you could receive funds in as soon as 24-48 hours, so you can keep your projects moving forward.
“We are only successful if you’re successful.” It is this mission we have when providing tailored, individualized service for you. If our funding solutions don’t meet your needs, we will always try to connect you with other trusted factoring companies we have worked with.
Reach out and find out why we have so many repeat clients and 5 star reviews. Call 865-670-2345 or schedule a short meeting today!

Contract Factoring for Construction... and only Construction
Because we work exclusively with construction, you can feel confident that we understand your unique problems and goals. We have decades of experience financing contracts using factoring and have empowered general contractors and subcontractors across countless construction sub-trades:
- Concrete
- Painting
- Paving
- Plumbing
- Roofing
- Steel fabrication
- Underground utilities
- HVAC
- Drywall and interior finishing
- Excavation
- Electrical
- Drilling and boring
- Demolition
- Roofing
Benefits of Contract Factoring with
CapitalPlus:
In addition to all the benefits of traditional factoring, contract factoring adds the following benefits:
Aggressive pricing is available when committing to a set number of invoices.
Long-term financial support you can count on to see a project through completion.
Offering funds control for the length of your project, reducing the burden on your back-office staff.
It gives your subcontractors and vendors comfort that that they will receive prompt payments.
Securing funds in advance allows you to negotiate early payment discounts with subcontractors and vendors, helping to offset factoring fees.
What our clients are saying...
Some of the many success stories that our clients tell about the benefits of financing their construction contracts is inspiring.
Jeff D.
“We have used CaptialPlus’ financing options repeatedly over the past year helping us pay for new equipment and payroll. I’m confident that we will continue to use them in the future.”
Ryan G.
“Unfortunately our bank stopped funding my framing business leaving us high and dry. Finding CapitalPlus was a lifesaver!”
Jose C.
“Multiple builds going on at one time made receivables even more painful. We now have breathing room need to work confidently between draws. “
We Keep Your Projects Moving!
Our experienced financial and construction industry experts are happy to answer all your questions – contact us today.
Let's Talk!