When contractors (or subcontractors) work with the government, there’s often a long lag time between invoice and payment. But you need working capital today to meet payroll, fund operating costs and more. By selling your government invoices and accounts receivable to CapitalPlus at a small discount, you can turn government receivables into immediate cash. It’s a common funding solution that takes the worry out of running your business and gets you the cash you need today.

Expertise Every Step of the Way

We know working with the government isn’t always easy. CapitalPlus is registered and active with the U.S. Federal Government Systems Award Management (SAM) and has the expertise needed to negotiate the Assignment of Claims Act, a federal law that specifies the procedures for assigning financial rights to invoices of government contractors. We have construction specialists that understand government contract cash flow problems and we will work with you so you can complete your job without having to worry about payroll or other accounts payable.

What is Government Factoring?

Government Factoring is when you sell your unpaid government invoices to a factoring company at a discount. The factoring company, like CapitalPlus Construction Services, immediately sends you from 70% to 80% of the face value of your unpaid invoices. When the government pays us, we send you the balance, less a small service fee. In the meantime, you have a large portion of your money to use as you see fit. When you factor with us, we wait for the government to pay instead of you.