Is rapid growth eating up your cash flow making it tough to pay bills and payroll?
Are slow paying clients make it impossible to take on new projects?
Invoice factoring could be your solution.

Factoring company in Tennessee

How CapitalPlus’ Invoice Factoring Works

In most cases, invoice factoring can be a quick and painless process.

The factoring process:

  1. Sign up as a CapitalPlus client.
  2. We will purchase your outstanding invoices.
  3. We will then send you advance payment right away (in as soon as 48 hours).
  4. After the client makes their payment, we will send the remaining balance, minus a factoring fee.

Factoring really can be that simple!

Give us a call to get started. (865) 670-2345 or schedule a call with our team:

Music Row in downtown Nashville
**Schedule A Meeting Q**
First
Last
How can CapitalPlus help you?

*Your privacy is our highest priority. Any information you share will be kept confidential. No personal or business information will be shared with a third party without your express consent.

We are only able to fund construction companies located in the United States.

The foreman and financing company reaching agreement about that construction materials that are needing to be financed

Nashville’s Construction Factoring Company

Our passion is helping construction businesses.

Unlike other factoring companies in Nashville and all of Tennessee that offer funding options to many industries – we ONLY work with commercial construction contractors and subcontractors.

We know Nashville’s rapid growth wouldn’t be possible without the hard work of local contractors. That’s why our mission is simple: “We keep Nashville building.”

  • When traditional bank loans aren’t feasible, we step in with flexible financing solutions tailored for the construction industry.
  • With deep knowledge of the business challenges specific to Nashville’s construction market, we provide funding options that align with your needs—never one-size-fits-all. And if our solutions aren’t the perfect match, we’re committed to connecting you with a trusted provider who can help.
  • Our loyal, repeat client base across Tennessee is a testament to the results we achieve with personalized service. You’re in capable hands with our team.

Exclusively Serving Nashville’s Construction Sector

Unlike generic funding programs, CapitalPlus Financial Services has over two decades of experience supporting Nashville’s construction landscape. From paving to interior finishing, our invoice factoring and material purchasing options are tailored for trades fueling Music City’s growth. Our solutions help you make payroll, cover supplier costs, pay subcontractors, and purchase essential materials, so your projects keep moving forward.

A few of the construction trades we have helped in Nashville and across the country:

  • Asphalt
  • Concrete
  • Demolition
  • Directional Drilling
  • Electrical
  • Excavation and Hauling
  • HVAC
  • Interior Finish
  • Paving
  • Painting
  • Plumbing
  • High Voltage & Low Voltage Contractors
  • Rebar
  • Roofing
  • Structural Steel
  • Underground Utilities

If you are in need of factoring in Nashville, we are here to help. Call us at (865) 670-2345 or schedule a meeting.


Heidi from CapitalPlus Factoring Company - Tennessee Office

Supporting Construction Businesses in Nashville TN

Are payment delays from clients slowing down your ability to keep projects moving in Nashville’s fast-paced market? We can help. With our quick and flexible bank loan alternatives, you’ll have the cash flow needed to focus on what you do best—building and growing your business.

Here are some of the most popular, innovative funding options we provide for Nashville’s construction industry:

Invoice factoring icon

Invoice Factoring

We purchase your invoices and send you money.

Construction Materials Purchased by CapitalPlus in Knoxville TN

Material Financing

We will purchase and deliver your projects’ materials to your job site.

Government contract icon

Government Contract Factoring

We offer factoring on your slow-paying government contacts.


Work with CapitalPlus as a Referral Partner

Why Choose a Local Factoring Company in Nashville?

As Tennessee’s construction-focused factoring company, CapitalPlus has been delivering tailored invoice factoring solutions to Nashville’s builders and contractors since 1998. With deep expertise in the local industry, we make sure your projects stay on track and your cash flow keeps pace with Nashville’s growth.

Local Service, National Reputation

  • Quick, Informed Decisions: Our funding decisions are made right here in Tennessee by professionals who understand Nashville’s construction challenges. This local insight allows us to assess the financial risks and opportunities unique to your projects, enabling us to make faster, more informed funding decisions.
  • Personalized Service and Local Expertise: Unlike large banks where you’re just “a number,” CapitalPlus offers a hands-on approach tailored to Nashville’s construction businesses. You’ll have direct access to decision-makers and experienced professionals who understand the specific demands of projects in Nashville, Middle Tennessee, and the South. This personal connection ensures better communication, faster responses, and custom financial solutions to keep your cash flow running smoothly.
  • Established Local Network and Connections: With over 25 years of factoring in Nashville, we’ve built valuable relationships with local businesses, contractors, and suppliers. These connections can be advantageous for your business, potentially offering introductions to new clients, reliable subcontractors, or strategic partners that help strengthen your foothold in Nashville’s competitive construction market.
  • Flexible, Nashville-Specific Funding Options: National factoring companies often use standardized funding models, but we understand that construction in Nashville requires flexibility. Our team works closely with you to structure funding solutions that align with your cash flow needs, project milestones, and billing practices—whether it’s handling retainage, progress payments, or unique invoicing cycles.
  • Knowledge of Local Regulations and Compliance: Construction in Nashville comes with specific regulations, permits, and legalities that can vary from other regions. As a Tennessee-based factoring company, CapitalPlus is well-versed in these local requirements. Our understanding of regional laws and compliance needs helps ensure smooth, compliant transactions, reducing the risk of delays and complications..

Start working with Your Local Construction Factoring Company by giving us a call at (865) 670-2345 or schedule a call with our team:

Nashville downtown and waterfront
**Schedule A Meeting Q**
First
Last
How can CapitalPlus help you?

*Your privacy is our highest priority. Any information you share will be kept confidential. No personal or business information will be shared with a third party without your express consent.

We are only able to fund construction companies located in the United States.


music row in Nashville at night

Nashville Tennessee… A Proud Construction Leader

Nashville and Middle Tennessee area have emerged as a significant hub for the construction industry in recent years. Some reasons why this area is considered a thriving center for our industry are:

  • Thriving Economy: Nashville’s robust economic growth fuels demand for new commercial and residential buildings, making it a key location for construction projects.
  • Rapid Population Growth: With Nashville’s population steadily rising, there is a pressing need for housing, schools, and healthcare facilities, driving continuous construction.
  • Expanding Tourism Industry: As a top U.S. destination for music, culture, and events, Nashville’s tourism boom creates demand for hotels, entertainment venues, and restaurants, spurring further construction.
  • Legendary Music and Entertainment Scene: The need for recording studios, event spaces, and music venues keeps the construction sector busy with specialized projects unique to Nashville.
  • Significant Infrastructure Investment: Nashville’s commitment to improving public infrastructure, such as roads, public transit, and utilities, supports large-scale construction projects.
  • Growing Healthcare Sector: Known as a healthcare hub, Nashville’s expanding medical industry requires new hospitals, clinics, and research facilities, leading to more construction opportunities.
  • Corporate Relocations and Expansions: With major companies setting up headquarters or expanding operations in Nashville, there is a demand for office buildings, warehouses, and commercial spaces.
  • Supportive Business Environment: Tennessee’s business-friendly climate, with favorable tax incentives and lower regulatory burdens, encourages companies to invest in construction projects throughout Nashville.

Nashville has emerged as a thriving hub for the construction industry, driven by several key factors. The city’s expanding infrastructure projects, strategic central location, active construction associations, and skilled local workforce make it an ideal environment for contractors and construction professionals looking to seize growing opportunities in the region.


Let Us Help You Focus on Your Business

All your questions about factoring or other financial solutions are just a phone call away – contact us today.