Houston’s Trusted Choice for Construction Factoring Companies
As one of the South’s top construction factoring companies, we provide tailored invoice factoring solutions for Houston’s construction businesses, helping bridge cash flow gaps quickly and efficiently.
Construction Factoring… A Lifesaver for Your Construction Business
Does this sound familiar? Your slow-paying clients are making it impossible to pay bills, jeopardizing your business. Maybe this? Company growth is taxing your working capital, limiting your ability to take advantage of even more projects. We can help. We can quickly offer you bank loan alternatives that provide cash, so you can keep doing what you do best… building.
In most cases, invoice factoring can be a quick and painless process.
How Our Factoring Works for Your Construction Business:
- Have an intro call with the team at CapitalPlus.
- Fill out the paperwork to become an official client
- Complete your project and submit the invoices to CapitalPlus.
- In as quick as 48 hours, receive your advance payment (typically 80%.)
- After your client pays the invoices, CapitalPlus will return the remaining balance, less any factoring fees.
Solving financial issues can really be that simple!
Cash Flow Relief if Possible!
Factoring can help your business. Find out how with a call to (865) 670-2345 or schedule a meeting with our team:
Why Houston Construction Businesses Choose CapitalPlus
We know your struggles and have solutions that help get your financial feet back under you.
With over 25 years dedicated solely to construction factoring, CapitalPlus understands the industry’s unique cash flow demands. While many factoring companies exist, few specialize in construction. Our experience supporting Southern construction companies gives us insight into the challenges faced by Houston’s contractors and subcontractors. Our mission: “We keep you building.“
Construction-only Factoring — The CapitalPlus Advantage
Unlike generic factoring programs covering many businesses, CapitalPlus focuses on construction supporting a variety of trades, from asphalt and roofing to interior finishes and electrical work. Our invoice factoring options are customized to help you cover payroll, pay suppliers, and secure materials, keeping projects on track.
Construction trades in Houston and its suburbs that we have empowered include:
- Asphalt
- Concrete
- Demolition
- Drilling
- Electrical
- Excavation and Hauling
- HVAC
- Interior Finish
- Paving
- Painting
- Plumbing
- Rebar
- Roofing
- Structural Steel
- Underground Utilities
If you’re in Houston or nearby and need reliable construction factoring, call us at (865) 670-2345 or schedule a call.
Real-world Examples — How CapitalPlus Has Supported Contractors
Over the past several years, Houston has emerged as one of the nation’s construction powerhouses. Here are key factors contributing to the area’s rapid construction growth:
A FEMA contractor based in Deer Park
This contractor is assisting with rebuilding homes that were damaged by Hurricane Harvey. The contract was given the opportunity to double their workload but wanted to make sure they had the financing in place before committing. With CapitalPlus’ $250,000 factoring line, the contractor was able to purchase the needed materials and hire the workforce needed to grow their business and taking on the extra projects.
Houston-based pipeline contractor
This construction contractor won the contract for an oil and gas pipeline in southern Texas. However, the slow accounts receivables on previous jobs were putting pressure was making it difficult paying their bills. After a $30,000 factoring facility from CapitalPlus they were able to make back payments and fund the pipeline project.
A general contractor in Cypress
This contractor had excellent debtors but needed additional funds for their large project with the Houston Housing Authority. Because this situation taxed their cash flow, the contractor was not able to take on additional projects because they were constantly waiting on payment. CapitalPlus’ factoring was able to offer a $200,000 factoring facility increasing their ability take on more and higher paying projects.
A concrete contractor in Houston
A concrete contractor out of Texas was able to land a $1,200,000 contract with the City of Houston. But because of the size of this contract their current financing company was not able to provide them with working capital. CapitalPlus was able to offer them the financing needed to purchase materials, pay subcontractors and meet their weekly payroll.
Why work with a local factoring company in the Southeastern US?
Our Southern roots give us a deep understanding of the region’s construction landscape. We pride ourselves on fast decision-making, tailored funding options, and a local knowledge that large national firms may lack.
Regional Focus, National Expertise
- Speed of decisions: Our decision-makers are on-site making it possible to fund you quickly. When we give you updates, we walk down the hall, not message someone across the country hoping to hear back.
- Personalized service and attention: Unlike large institutions where clients may feel like just another account, we prioritize a hands-on, individualized approach. As a locally rooted company, CapitalPlus ensures you have direct access to professionals who understand the unique demands of construction businesses in Houston, across Texas, and throughout the South.
- Stronger local network and relationships: Decades of working in the Southeast has allowed us to cultivate a strong network of connections with local industry players. This local (and national) network can be beneficial to your business as we love making connections with our clients, subcontractors, and key partners within our network.
- Flexibility in funding options: National factoring companies often have “cookie cutter” funding programs that may not be as flexible or adaptable to the unique requirements of your business. Working with a factoring company based in Tennessee means more flexibility in structuring funding solutions tailored to your specific business’s needs, project size, and cash flow cycles. We take into account variations in billing practices, retainage, or milestone-based payments that are common in construction.
- A better understanding of local regulations and legalities: Because local construction projects are governed by regulations that differ from region to region, our years of experience allows us to navigate these specific requirements more effectively. Our experience supports you as we monitor liens, help with your booking, and offer other risk management that reduce compliance-related challenges.
You can feel confident that you are working with one of Houston’s factoring companies that truely understands the unique needs of contractors like you.
Let’s talk. Give us a call at (865) 670-2345 or schedule a call with our team:
Houston — a Leading Construction Hub
Over the past several years, Houston has emerged as one of the nation’s construction powerhouses. Whether downtown or one of our thriving suburbs, like Sugar Land, The Woodlands, Pasadena, Pearland, Cypress, Fulshear, and Katy, construction is here to stay. Many key factors contributing to the area’s rapid construction growth are:
- Population Surge: Houston’s population has grown significantly in recent years, especially in high-demand suburbs like Sugar Land, The Woodlands, and Pearland. This growth fuels the need for residential developments, commercial properties, and expanded infrastructure.
- Energy Sector: As a global energy hub, Houston’s growing investments in oil, gas, and renewable resources drive demand for large-scale infrastructure and industrial construction, including warehouses, production facilities, and logistics hubs.
- Healthcare and Research Expansion: Houston is home to one of the world’s largest medical centers, the Texas Medical Center. Continuous expansions in healthcare and research facilities drive steady demand for construction, particularly in high-tech, specialized builds.
- Port of Houston and Transportation Infrastructure: With the Port of Houston serving as a major trade gateway, the city requires ongoing development in transportation and logistics infrastructure, supporting growth in warehousing, distribution, and roadways. This connectivity supports construction projects across multiple sectors.
- Business-Friendly Environment: Texas’s pro-business stance and attractive tax policies make Houston a desirable location for companies seeking expansion. This has led to a strong demand for commercial real estate, from corporate offices to industrial facilities.
- Tourist Hub: Houston offers a diverse range of activities for visitors of all ages and interests. From the Houston Museum of Natural Science to the NASA’s Johnson Space Center the rich tourist scene started as with construction.
You Really Can Get Control of Your Finances
Our team wants to answer all your questions about factoring or other financial solutions – contact us today.